Holiday Shopping on a Budget: Tips from the Federal Trade Commission: Keep an eye on your wallet. Don t flash cash. Keep an eye on your credit or debit card during transactions, and get them back as quickly as possible. If your cards are lost or stolen, report the loss or theft immediately to the card issuers.
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Holiday Shopping on a Budget: Tips from the Federal Trade Commission: Clip coupons. Coupons are useful when they save you money on what you re already planning to buy. Check coupons for any restrictions. For example, do expiration dates apply, or do you have to spend a certain amount before you can use the coupon? Some retailers will accept expired coupons, and even coupons from their competitors. Check with the retailer before you leave home to learn their policy.
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Holiday Shopping on a Budget: Tips from the Federal Trade Commission: Ask about sale adjustments. If you buy an item at regular price and it goes on sale the next week, can you get a credit or refund for the discounted amount?
Discount tips: Since each store is owned by the company, you will usually find a huge selection of that company s merchandise. This selection will generally be much larger than any you can find locally. Some items are only sold through outlet stores.
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Discount tips: Outlet stores will generally have seasonal clothes much longer than retail stores.